Monday, June 27, 2011

Title Insurance 101

Why pay a few dollars more for a title insurance policy when an attorney is willing to provide an Opinion of Title? It's the ability to stand behind the Opinion financially that matters.  Old Republic Title Insurance Company is the carrier we use and they are one of the highest rated companies in the industry.  Check them out here: http://www.oldrepublictitle.com/PA500.html

There was a time many years ago when lawyers gave Opinions of Title on real estate purchases.  Some still do, but if a banl is lending a part of the purchase price you canb expect a requirement of the loan that a title insurance policy be issued.  Of course, it always was an issue of what happened to the value of the attorney's Opinion once the attorney retired or passed away.  Title insurance removes those issue.

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